It is a scenario that can happen to even the most careful of drivers. You are pulled over for a routine check, and to your genuine horror, the police officer informs you that your insurance policy has lapsed or been cancelled. Your immediate, honest reaction is, "But I had no idea! I thought I was insured." In the eyes of the law, however, th

 It is a scenario that can happen to even the most careful of drivers. You are pulled over for a routine check, and to your genuine horror, the police officer informs you that your insurance policy has lapsed or been cancelled. Your immediate, honest reaction is, "But I had no idea! I thought I was insured." In the eyes of the law, however, th

 It is a scenario that can happen to even the most careful of drivers. You are pulled over for a routine check, and to your genuine horror, the police officer informs you that your insurance policy has lapsed or been cancelled. Your immediate, honest reaction is, "But I had no idea! I thought I was insured." In the eyes of the law, however, th

 The UK's British National (Overseas) visa is a unique and historic pathway, offering a direct route to a new life for hundreds of thousands of people from Hong Kong. As a relatively new and generous route, it has naturally generated many questions, and a great deal of misinformation can be found online. Getting clear, accurate, and authoritat

 The UK's British National (Overseas) visa is a unique and historic pathway, offering a direct route to a new life for hundreds of thousands of people from Hong Kong. As a relatively new and generous route, it has naturally generated many questions, and a great deal of misinformation can be found online. Getting clear, accurate, and authoritat